Call reports 2010
CFG BANK — 2010
What CFG BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 310,555,000 | 397,819,000 | 406,632,000 | 532,047,000 |
| Total loans | 193,580,000 | 234,425,000 | 232,410,000 | 276,676,000 |
| Allowance for loan losses | 3,070,000 | 3,815,000 | 3,614,000 | 4,034,000 |
| Securities available for sale | 10,765,000 | 20,662,000 | 29,332,000 | 14,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,063,000 | 333,354,000 | 338,903,000 | 469,245,000 |
| Interest-bearing deposits | 228,954,000 | 295,330,000 | 300,873,000 | 405,777,000 |
| Noninterest-bearing deposits | 28,109,000 | 38,024,000 | 38,030,000 | 63,468,000 |
| Equity capital | 45,395,000 | 45,487,000 | 46,385,000 | 43,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,858,000 | 11,853,000 | 16,499,000 |
| Interest expense | 657,000 | 1,515,000 | 2,570,000 | 3,705,000 |
| Net interest income | 2,587,000 | 5,343,000 | 9,283,000 | 12,794,000 |
| Noninterest income | 6,964,000 | 12,030,000 | 17,796,000 | 21,760,000 |
| Noninterest expense | 3,724,000 | 7,893,000 | 14,396,000 | 21,691,000 |
| Provision for loan losses | 2,411,000 | 4,432,000 | 5,914,000 | 7,871,000 |
| Pretax income | 3,416,000 | 5,048,000 | 6,772,000 | 4,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,416,000 | 5,048,000 | 6,772,000 | 4,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,573,000 | 40,493,000 | 41,357,000 | 38,670,000 |
| Total capital | 43,503,000 | 44,193,000 | 44,935,000 | 42,740,000 |
| Risk-weighted assets | 234,246,000 | 295,840,000 | 285,394,000 | 331,095,000 |