Call reports 2009
CFG BANK — 2009
What CFG BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 154,924,000 | 153,860,000 | 210,946,000 | 249,148,000 |
| Total loans | 123,125,000 | 117,137,000 | 146,635,000 | 172,605,000 |
| Allowance for loan losses | 5,141,000 | 5,638,000 | 1,271,000 | 2,540,000 |
| Securities available for sale | 2,010,000 | 1,994,000 | 1,599,000 | 9,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,186,000 | 138,891,000 | 168,128,000 | 197,905,000 |
| Interest-bearing deposits | 134,611,000 | 134,277,000 | 151,262,000 | 177,320,000 |
| Noninterest-bearing deposits | 3,575,000 | 4,614,000 | 16,866,000 | 20,585,000 |
| Equity capital | 5,254,000 | 3,410,000 | 33,261,000 | 41,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,263,000 | 661,000 | 3,160,000 |
| Interest expense | 1,268,000 | 2,471,000 | 154,000 | 665,000 |
| Net interest income | 357,000 | 792,000 | 507,000 | 2,495,000 |
| Noninterest income | 60,000 | 105,000 | 308,000 | 9,860,000 |
| Noninterest expense | 1,429,000 | 3,128,000 | 1,181,000 | 5,776,000 |
| Provision for loan losses | 1,227,000 | 1,842,000 | 1,271,000 | 4,456,000 |
| Pretax income | -2,239,000 | -4,073,000 | -1,637,000 | 2,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,239,000 | -4,073,000 | -1,637,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,239,000 | 3,407,000 | 32,026,000 | 37,246,000 |
| Total capital | 6,630,000 | 4,682,000 | 33,335,000 | 39,755,000 |
| Risk-weighted assets | 107,480,000 | 97,648,000 | 169,245,000 | 200,665,000 |