Call reports 2008
CFG BANK — 2008
What CFG BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 161,886,000 | 152,415,000 | 150,966,000 | 145,859,000 |
| Total loans | 140,018,000 | 137,519,000 | 129,051,000 | 125,428,000 |
| Allowance for loan losses | 3,115,000 | 3,144,000 | 2,643,000 | 4,043,000 |
| Securities available for sale | 1,053,000 | 2,247,000 | 2,103,000 | 2,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,777,000 | 129,424,000 | 129,710,000 | 126,958,000 |
| Interest-bearing deposits | 127,708,000 | 121,532,000 | 125,290,000 | 123,412,000 |
| Noninterest-bearing deposits | 10,069,000 | 7,892,000 | 4,420,000 | 3,546,000 |
| Equity capital | 12,422,000 | 11,557,000 | 9,746,000 | 7,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,738,000 | 5,198,000 | 7,530,000 | 9,440,000 |
| Interest expense | 1,528,000 | 2,935,000 | 4,292,000 | 5,576,000 |
| Net interest income | 1,210,000 | 2,263,000 | 3,238,000 | 3,864,000 |
| Noninterest income | 146,000 | 304,000 | 370,000 | 298,000 |
| Noninterest expense | 1,454,000 | 3,255,000 | 4,845,000 | 6,169,000 |
| Provision for loan losses | 446,000 | 1,403,000 | 2,681,000 | 4,131,000 |
| Pretax income | -544,000 | -2,091,000 | -3,918,000 | -6,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -544,000 | -2,091,000 | -3,918,000 | -6,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,204,000 | 11,549,000 | 9,735,000 | 7,475,000 |
| Total capital | 13,939,000 | 13,204,000 | 11,305,000 | 8,873,000 |
| Risk-weighted assets | 137,407,000 | 130,879,000 | 124,476,000 | 109,105,000 |