Call reports 2007
CFG BANK — 2007
What CFG BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 113,838,000 | 142,394,000 | 137,124,000 | 146,119,000 |
| Total loans | 98,931,000 | 110,652,000 | 123,337,000 | 131,165,000 |
| Allowance for loan losses | 1,184,000 | 1,113,000 | 1,221,000 | 2,755,000 |
| Securities available for sale | 0 | 0 | 397,000 | 891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,807,000 | 125,896,000 | 120,562,000 | 132,265,000 |
| Interest-bearing deposits | 86,507,000 | 117,097,000 | 112,350,000 | 122,510,000 |
| Noninterest-bearing deposits | 11,300,000 | 8,799,000 | 8,212,000 | 9,755,000 |
| Equity capital | 15,477,000 | 15,635,000 | 15,717,000 | 12,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,650,000 | 7,432,000 | 10,331,000 |
| Interest expense | 1,044,000 | 2,279,000 | 3,683,000 | 5,177,000 |
| Net interest income | 1,124,000 | 2,371,000 | 3,749,000 | 5,154,000 |
| Noninterest income | 92,000 | 231,000 | 336,000 | 463,000 |
| Noninterest expense | 939,000 | 2,143,000 | 3,475,000 | 4,668,000 |
| Provision for loan losses | 158,000 | 217,000 | 344,000 | 3,230,000 |
| Pretax income | 119,000 | 242,000 | 266,000 | -2,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 242,000 | 266,000 | -2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,259,000 | 15,418,000 | 15,502,000 | 12,731,000 |
| Total capital | 16,476,000 | 16,564,000 | 16,758,000 | 14,373,000 |
| Risk-weighted assets | 99,176,000 | 113,631,000 | 124,148,000 | 130,214,000 |