Call reports 2006
CFG BANK — 2006
What CFG BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,932,000 | 81,857,000 | 96,316,000 | 108,158,000 |
| Total loans | 57,061,000 | 65,141,000 | 82,865,000 | 87,880,000 |
| Allowance for loan losses | 420,000 | 454,000 | 916,000 | 1,026,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,301,000 | 66,210,000 | 80,815,000 | 92,261,000 |
| Interest-bearing deposits | 56,114,000 | 56,804,000 | 73,311,000 | 82,510,000 |
| Noninterest-bearing deposits | 7,187,000 | 9,406,000 | 7,504,000 | 9,751,000 |
| Equity capital | 15,457,000 | 15,428,000 | 15,159,000 | 15,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,613,000 | 4,350,000 | 6,415,000 |
| Interest expense | 592,000 | 1,197,000 | 2,012,000 | 3,018,000 |
| Net interest income | 580,000 | 1,416,000 | 2,338,000 | 3,397,000 |
| Noninterest income | 117,000 | 217,000 | 341,000 | 469,000 |
| Noninterest expense | 856,000 | 1,749,000 | 2,685,000 | 3,640,000 |
| Provision for loan losses | 55,000 | 89,000 | 559,000 | 657,000 |
| Pretax income | -214,000 | -205,000 | -565,000 | -431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -214,000 | -205,000 | -565,000 | -431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,167,000 | 15,205,000 | 14,938,000 | 15,095,000 |
| Total capital | 15,587,000 | 15,678,000 | 15,824,000 | 16,063,000 |
| Risk-weighted assets | 51,993,000 | 58,867,000 | 70,856,000 | 77,377,000 |