Call reports 2002
CFG BANK — 2002
What CFG BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,789,000 | 21,337,000 | 20,264,000 | 22,374,000 |
| Total loans | 12,682,000 | 13,470,000 | 12,849,000 | 17,113,000 |
| Allowance for loan losses | 282,000 | 317,000 | 226,000 | 253,000 |
| Securities available for sale | 5,729,000 | 5,518,000 | 424,000 | 562,000 |
| Securities held to maturity | 314,000 | 268,000 | 1,224,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,351,000 | 18,700,000 | 17,783,000 | 20,267,000 |
| Interest-bearing deposits | 17,032,000 | 16,225,000 | 15,481,000 | 18,067,000 |
| Noninterest-bearing deposits | 2,319,000 | 2,475,000 | 2,303,000 | 2,200,000 |
| Equity capital | 2,378,000 | 2,611,000 | 2,416,000 | 2,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 612,000 | 912,000 | 1,200,000 |
| Interest expense | 173,000 | 342,000 | 511,000 | 670,000 |
| Net interest income | 140,000 | 270,000 | 401,000 | 530,000 |
| Noninterest income | 22,000 | 58,000 | 188,000 | 276,000 |
| Noninterest expense | 344,000 | 707,000 | 1,181,000 | 1,667,000 |
| Provision for loan losses | 17,000 | 53,000 | -20,000 | 78,000 |
| Pretax income | -199,000 | -432,000 | -636,000 | -1,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -199,000 | -432,000 | -636,000 | -1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,321,000 | 2,576,000 | 2,357,000 | 2,000,000 |
| Total capital | 2,533,000 | 2,785,000 | 2,521,000 | 2,202,000 |
| Risk-weighted assets | 16,543,000 | 16,607,000 | 12,320,000 | 16,072,000 |