Call reports 2001
CFG BANK — 2001
What CFG BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,280,000 | 23,460,000 | 22,633,000 | 22,342,000 |
| Total loans | 17,907,000 | 16,533,000 | 15,126,000 | 12,392,000 |
| Allowance for loan losses | 193,000 | 283,000 | 293,000 | 261,000 |
| Securities available for sale | 1,771,000 | 1,474,000 | 1,616,000 | 6,048,000 |
| Securities held to maturity | 560,000 | 492,000 | 445,000 | 368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,928,000 | 20,348,000 | 19,598,000 | 19,632,000 |
| Interest-bearing deposits | 20,134,000 | 18,995,000 | 17,800,000 | 17,063,000 |
| Noninterest-bearing deposits | 1,794,000 | 1,353,000 | 1,798,000 | 2,569,000 |
| Equity capital | 3,285,000 | 2,999,000 | 2,859,000 | 2,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 953,000 | 1,362,000 | 1,716,000 |
| Interest expense | 272,000 | 524,000 | 753,000 | 935,000 |
| Net interest income | 214,000 | 429,000 | 609,000 | 781,000 |
| Noninterest income | 20,000 | 40,000 | 57,000 | 81,000 |
| Noninterest expense | 301,000 | 738,000 | 1,065,000 | 1,444,000 |
| Provision for loan losses | 34,000 | 124,000 | 134,000 | 150,000 |
| Pretax income | -101,000 | -393,000 | -533,000 | -732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -101,000 | -393,000 | -533,000 | -732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,285,000 | 2,914,000 | 2,784,000 | 2,568,000 |
| Total capital | 3,285,000 | 3,118,000 | 3,000,000 | 2,788,000 |
| Risk-weighted assets | 16,906,000 | 16,237,000 | 17,219,000 | 18,486,000 |