Call reports 2025
RIVERBANK — 2025
What RIVERBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 265,327,000 | 275,488,000 | 277,230,000 | 292,720,000 |
| Total loans | 230,803,000 | 234,795,000 | 236,536,000 | 233,703,000 |
| Allowance for loan losses | 2,775,000 | 3,057,000 | 3,096,000 | 3,128,000 |
| Securities available for sale | 25,647,000 | 25,008,000 | 24,361,000 | 23,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,165,000 | 247,507,000 | 247,874,000 | 257,384,000 |
| Interest-bearing deposits | 135,429,000 | 146,479,000 | 139,533,000 | 164,512,000 |
| Noninterest-bearing deposits | 100,736,000 | 101,028,000 | 108,341,000 | 92,872,000 |
| Equity capital | 25,560,000 | 26,510,000 | 27,913,000 | 29,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,149,000 | 8,464,000 | 12,990,000 | 17,592,000 |
| Interest expense | 1,367,000 | 2,756,000 | 4,097,000 | 5,334,000 |
| Net interest income | 2,782,000 | 5,708,000 | 8,893,000 | 12,258,000 |
| Noninterest income | 437,000 | 834,000 | 1,351,000 | 1,494,000 |
| Noninterest expense | 1,980,000 | 4,124,000 | 6,264,000 | 8,646,000 |
| Provision for loan losses | 141,000 | 423,000 | 462,000 | 494,000 |
| Pretax income | 1,097,000 | 2,015,000 | 3,534,000 | 4,634,000 |
| Income tax | 237,000 | 433,000 | 760,000 | 995,000 |
| Net income | 860,000 | 1,582,000 | 2,774,000 | 3,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,843,000 | 28,564,000 | 29,757,000 | 30,870,000 |