Call reports 2024
RIVERBANK — 2024
What RIVERBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 236,822,000 | 243,743,000 | 262,191,000 | 262,343,000 |
| Total loans | 191,812,000 | 195,720,000 | 209,395,000 | 219,990,000 |
| Allowance for loan losses | 2,184,000 | 2,391,000 | 2,414,000 | 2,634,000 |
| Securities available for sale | 27,187,000 | 28,199,000 | 27,545,000 | 26,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,869,000 | 219,238,000 | 236,288,000 | 236,295,000 |
| Interest-bearing deposits | 112,710,000 | 118,525,000 | 118,704,000 | 133,176,000 |
| Noninterest-bearing deposits | 95,159,000 | 100,713,000 | 117,584,000 | 103,119,000 |
| Equity capital | 22,365,000 | 22,684,000 | 23,992,000 | 24,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 7,025,000 | 11,013,000 | 15,218,000 |
| Interest expense | 1,233,000 | 2,429,000 | 3,717,000 | 5,065,000 |
| Net interest income | 2,229,000 | 4,596,000 | 7,296,000 | 10,153,000 |
| Noninterest income | 66,000 | 212,000 | 444,000 | 592,000 |
| Noninterest expense | 1,911,000 | 3,785,000 | 5,759,000 | 7,687,000 |
| Provision for loan losses | -43,000 | 164,000 | 187,000 | 407,000 |
| Pretax income | 425,000 | 848,000 | 1,774,000 | 2,636,000 |
| Income tax | 87,000 | 178,000 | 373,000 | 556,000 |
| Net income | 338,000 | 670,000 | 1,401,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,036,000 | 25,367,000 | 26,099,000 | 26,984,000 |