Call reports 2023
RIVERBANK — 2023
What RIVERBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 222,910,000 | 242,459,000 | 238,142,000 | 241,072,000 |
| Total loans | 183,912,000 | 192,584,000 | 190,602,000 | 186,845,000 |
| Allowance for loan losses | 2,398,000 | 2,443,000 | 2,760,000 | 2,227,000 |
| Securities available for sale | 24,083,000 | 23,123,000 | 24,466,000 | 28,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,684,000 | 214,570,000 | 210,722,000 | 212,280,000 |
| Interest-bearing deposits | 102,966,000 | 116,721,000 | 104,688,000 | 118,119,000 |
| Noninterest-bearing deposits | 90,718,000 | 97,849,000 | 106,034,000 | 94,161,000 |
| Equity capital | 20,855,000 | 21,010,000 | 20,477,000 | 22,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 6,034,000 | 9,323,000 | 12,750,000 |
| Interest expense | 451,000 | 1,471,000 | 2,535,000 | 3,622,000 |
| Net interest income | 2,446,000 | 4,563,000 | 6,788,000 | 9,128,000 |
| Noninterest income | 97,000 | 175,000 | 274,000 | 356,000 |
| Noninterest expense | 1,804,000 | 3,603,000 | 5,463,000 | 7,347,000 |
| Provision for loan losses | 84,000 | 129,000 | 505,000 | 586,000 |
| Pretax income | 655,000 | 1,006,000 | 1,094,000 | 1,551,000 |
| Income tax | 137,000 | 212,000 | 231,000 | 326,000 |
| Net income | 518,000 | 794,000 | 863,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,777,000 | 24,053,000 | 24,122,000 | 24,698,000 |