Call reports 2022
RIVERBANK — 2022
What RIVERBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,421,000 | 207,785,000 | 242,230,000 | 238,409,000 |
| Total loans | 144,572,000 | 145,399,000 | 150,997,000 | 171,293,000 |
| Allowance for loan losses | 2,427,000 | 2,427,000 | 2,427,000 | 2,427,000 |
| Securities available for sale | 28,297,000 | 26,311,000 | 23,973,000 | 24,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,960,000 | 190,964,000 | 221,563,000 | 216,632,000 |
| Interest-bearing deposits | 86,774,000 | 92,136,000 | 93,574,000 | 123,571,000 |
| Noninterest-bearing deposits | 78,186,000 | 98,829,000 | 127,989,000 | 93,061,000 |
| Equity capital | 15,560,000 | 15,067,000 | 18,814,000 | 19,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,706,000 | 5,940,000 | 8,495,000 |
| Interest expense | 49,000 | 112,000 | 201,000 | 406,000 |
| Net interest income | 1,723,000 | 3,594,000 | 5,739,000 | 8,089,000 |
| Noninterest income | 19,000 | 42,000 | 150,000 | 308,000 |
| Noninterest expense | 1,420,000 | 2,926,000 | 4,463,000 | 6,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 710,000 | 1,426,000 | 2,097,000 |
| Income tax | 41,000 | 149,000 | 296,000 | 437,000 |
| Net income | 281,000 | 561,000 | 1,130,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,377,000 | 17,657,000 | 22,426,000 | 23,169,000 |