Call reports 2021
RIVERBANK — 2021
What RIVERBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 185,679,000 | 192,744,000 | 197,440,000 | 184,002,000 |
| Total loans | 123,219,000 | 132,605,000 | 135,744,000 | 136,185,000 |
| Allowance for loan losses | 2,199,000 | 2,310,000 | 2,332,000 | 2,413,000 |
| Securities available for sale | 20,876,000 | 29,224,000 | 32,803,000 | 31,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,455,000 | 159,826,000 | 174,796,000 | 166,203,000 |
| Interest-bearing deposits | 73,585,000 | 85,198,000 | 82,480,000 | 91,000,000 |
| Noninterest-bearing deposits | 73,871,000 | 74,628,000 | 92,315,000 | 75,203,000 |
| Equity capital | 15,255,000 | 15,584,000 | 16,314,000 | 16,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,470,000 | 5,468,000 | 7,491,000 |
| Interest expense | 107,000 | 188,000 | 255,000 | 306,000 |
| Net interest income | 1,734,000 | 3,282,000 | 5,213,000 | 7,185,000 |
| Noninterest income | 19,000 | 267,000 | 297,000 | 314,000 |
| Noninterest expense | 1,375,000 | 2,834,000 | 4,273,000 | 5,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 715,000 | 1,237,000 | 1,649,000 |
| Income tax | 0 | 0 | -393,000 | -260,000 |
| Net income | 378,000 | 715,000 | 1,630,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,610,000 | 15,775,000 | 16,689,000 | 17,117,000 |