Call reports 2020
RIVERBANK — 2020
What RIVERBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,769,000 | 177,301,000 | 179,041,000 | 162,964,000 |
| Total loans | 110,899,000 | 132,531,000 | 131,254,000 | 117,805,000 |
| Allowance for loan losses | 1,877,000 | 1,876,000 | 1,876,000 | 1,771,000 |
| Securities available for sale | 2,448,000 | 4,083,000 | 5,731,000 | 22,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,499,000 | 141,050,000 | 142,605,000 | 134,702,000 |
| Interest-bearing deposits | 75,630,000 | 75,886,000 | 76,477,000 | 74,184,000 |
| Noninterest-bearing deposits | 47,870,000 | 65,164,000 | 66,128,000 | 60,518,000 |
| Equity capital | 14,795,000 | 14,880,000 | 15,047,000 | 15,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,324,000 | 5,027,000 | 6,913,000 |
| Interest expense | 298,000 | 545,000 | 720,000 | 860,000 |
| Net interest income | 1,360,000 | 2,779,000 | 4,307,000 | 6,053,000 |
| Noninterest income | 24,000 | 44,000 | 37,000 | 58,000 |
| Noninterest expense | 1,332,000 | 2,676,000 | 4,024,000 | 5,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 147,000 | 320,000 | 561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 147,000 | 320,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,722,000 | 14,817,000 | 14,991,000 | 15,232,000 |