Call reports 2019
RIVERBANK — 2019
What RIVERBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,309,000 | 138,398,000 | 141,856,000 | 147,296,000 |
| Total loans | 101,527,000 | 111,092,000 | 111,695,000 | 109,508,000 |
| Allowance for loan losses | 1,864,000 | 1,849,000 | 1,849,000 | 1,877,000 |
| Securities available for sale | 673,000 | 638,000 | 2,604,000 | 2,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,682,000 | 116,084,000 | 120,388,000 | 125,885,000 |
| Interest-bearing deposits | 79,823,000 | 80,062,000 | 80,779,000 | 85,063,000 |
| Noninterest-bearing deposits | 32,859,000 | 36,023,000 | 39,609,000 | 40,822,000 |
| Equity capital | 14,242,000 | 14,489,000 | 14,619,000 | 14,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,472,000 | 5,317,000 | 7,247,000 |
| Interest expense | 297,000 | 629,000 | 974,000 | 1,320,000 |
| Net interest income | 1,413,000 | 2,843,000 | 4,343,000 | 5,927,000 |
| Noninterest income | 23,000 | 50,000 | 76,000 | -144,000 |
| Noninterest expense | 1,232,000 | 2,443,000 | 3,818,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 450,000 | 601,000 | 822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 450,000 | 601,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,224,000 | 14,471,000 | 14,622,000 | 14,842,000 |
| Total capital | 15,537,000 | 15,885,000 | 16,083,000 | 16,275,000 |
| Risk-weighted assets | 104,447,000 | 112,651,000 | 116,434,000 | 114,071,000 |