Call reports 2018
RIVERBANK — 2018
What RIVERBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,535,000 | 136,265,000 | 137,074,000 | 139,127,000 |
| Total loans | 106,405,000 | 108,670,000 | 103,548,000 | 107,627,000 |
| Allowance for loan losses | 1,947,000 | 1,864,000 | 1,864,000 | 1,864,000 |
| Securities available for sale | 0 | 761,000 | 708,000 | 700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,789,000 | 113,219,000 | 117,923,000 | 115,540,000 |
| Interest-bearing deposits | 80,666,000 | 80,640,000 | 81,650,000 | 78,461,000 |
| Noninterest-bearing deposits | 33,123,000 | 32,578,000 | 36,273,000 | 37,078,000 |
| Equity capital | 13,438,000 | 13,635,000 | 13,779,000 | 14,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,125,000 | 4,802,000 | 6,607,000 |
| Interest expense | 203,000 | 421,000 | 687,000 | 952,000 |
| Net interest income | 1,344,000 | 2,704,000 | 4,115,000 | 5,655,000 |
| Noninterest income | 39,000 | 66,000 | 11,000 | 1,000 |
| Noninterest expense | 1,122,000 | 2,311,000 | 3,518,000 | 4,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 459,000 | 608,000 | 843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 459,000 | 608,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,438,000 | 13,635,000 | 13,785,000 | 14,020,000 |
| Total capital | 14,829,000 | 15,034,000 | 15,151,000 | 15,403,000 |
| Risk-weighted assets | 110,681,000 | 111,404,000 | 108,727,000 | 110,121,000 |