Call reports 2017
RIVERBANK — 2017
What RIVERBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,948,000 | 126,385,000 | 132,566,000 | 130,367,000 |
| Total loans | 99,923,000 | 105,657,000 | 105,814,000 | 106,466,000 |
| Allowance for loan losses | 1,913,000 | 1,936,000 | 1,937,000 | 1,946,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,986,000 | 108,888,000 | 115,275,000 | 105,746,000 |
| Interest-bearing deposits | 79,410,000 | 79,477,000 | 85,907,000 | 77,557,000 |
| Noninterest-bearing deposits | 28,576,000 | 29,411,000 | 29,368,000 | 28,189,000 |
| Equity capital | 12,524,000 | 12,630,000 | 12,921,000 | 13,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,685,000 | 4,226,000 | 5,797,000 |
| Interest expense | 123,000 | 260,000 | 427,000 | 600,000 |
| Net interest income | 1,187,000 | 2,425,000 | 3,799,000 | 5,197,000 |
| Noninterest income | 32,000 | 60,000 | 92,000 | 126,000 |
| Noninterest expense | 1,126,000 | 2,264,000 | 3,378,000 | 4,554,000 |
| Provision for loan losses | 24,000 | 47,000 | 47,000 | 47,000 |
| Pretax income | 69,000 | 174,000 | 466,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 174,000 | 466,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,524,000 | 12,630,000 | 12,921,000 | 13,178,000 |
| Total capital | 13,859,000 | 14,006,000 | 14,328,000 | 14,576,000 |
| Risk-weighted assets | 106,161,000 | 109,459,000 | 111,981,000 | 111,252,000 |