Call reports 2016
BANK OF BREWTON — 2016
What BANK OF BREWTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,659,000 | 55,241,000 | 53,711,000 | 53,077,000 |
| Total loans | 20,183,000 | 21,817,000 | 20,388,000 | 20,163,000 |
| Allowance for loan losses | 354,000 | 354,000 | 346,000 | 346,000 |
| Securities available for sale | 23,664,000 | 23,975,000 | 21,690,000 | 21,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,967,000 | 45,323,000 | 43,768,000 | 43,037,000 |
| Interest-bearing deposits | 32,668,000 | 30,562,000 | 30,138,000 | 29,085,000 |
| Noninterest-bearing deposits | 13,299,000 | 14,761,000 | 13,630,000 | 13,952,000 |
| Equity capital | 9,661,000 | 9,887,000 | 9,911,000 | 9,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 925,000 | 1,364,000 | 1,777,000 |
| Interest expense | 12,000 | 33,000 | 37,000 | 48,000 |
| Net interest income | 448,000 | 892,000 | 1,327,000 | 1,729,000 |
| Noninterest income | 56,000 | 110,000 | 161,000 | 206,000 |
| Noninterest expense | 420,000 | 795,000 | 1,213,000 | 1,755,000 |
| Provision for loan losses | 0 | 0 | 0 | -439,000 |
| Pretax income | 91,000 | 231,000 | 300,000 | 645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 231,000 | 300,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,552,000 | 9,692,000 | 9,762,000 | 10,058,000 |
| Total capital | 9,906,000 | 9,692,000 | 10,108,000 | 10,404,000 |
| Risk-weighted assets | 30,952,000 | 32,659,000 | 31,308,000 | 31,832,000 |