Call reports 2015
BANK OF BREWTON — 2015
What BANK OF BREWTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,733,000 | 52,927,000 | 49,949,000 | 50,056,000 |
| Total loans | 13,048,000 | 14,554,000 | 16,989,000 | 19,276,000 |
| Allowance for loan losses | 249,000 | 295,000 | 354,000 | 354,000 |
| Securities available for sale | 29,819,000 | 30,070,000 | 25,841,000 | 23,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,948,000 | 43,295,000 | 40,008,000 | 40,522,000 |
| Interest-bearing deposits | 29,030,000 | 28,654,000 | 26,018,000 | 13,419,000 |
| Noninterest-bearing deposits | 13,918,000 | 14,641,000 | 13,990,000 | 27,103,000 |
| Equity capital | 9,706,000 | 9,601,000 | 9,855,000 | 9,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 781,000 | 1,340,000 | 1,789,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 37,000 |
| Net interest income | 371,000 | 764,000 | 1,314,000 | 1,752,000 |
| Noninterest income | 56,000 | 114,000 | 175,000 | 236,000 |
| Noninterest expense | 525,000 | 924,000 | 1,328,000 | 2,129,000 |
| Provision for loan losses | 0 | 46,000 | 104,000 | 104,000 |
| Pretax income | -95,000 | -89,000 | 60,000 | -241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -95,000 | -89,000 | 60,000 | -241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,609,000 | 9,614,000 | 9,764,000 | 9,462,000 |
| Total capital | 9,858,000 | 9,909,000 | 10,110,000 | 9,816,000 |
| Risk-weighted assets | 25,210,000 | 26,256,000 | 27,674,000 | 29,204,000 |