Call reports 2014
BANK OF BREWTON — 2014
What BANK OF BREWTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,797,000 | 54,685,000 | 51,854,000 | 49,801,000 |
| Total loans | 13,830,000 | 13,513,000 | 14,525,000 | 13,116,000 |
| Allowance for loan losses | 255,000 | 249,000 | 252,000 | 252,000 |
| Securities available for sale | 32,835,000 | 34,634,000 | 31,773,000 | 29,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,410,000 | 45,081,000 | 42,260,000 | 40,095,000 |
| Interest-bearing deposits | 30,879,000 | 30,776,000 | 27,693,000 | 26,127,000 |
| Noninterest-bearing deposits | 14,531,000 | 14,305,000 | 14,567,000 | 13,968,000 |
| Equity capital | 9,354,000 | 9,520,000 | 9,503,000 | 9,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 874,000 | 1,282,000 | 1,716,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 38,000 |
| Net interest income | 411,000 | 856,000 | 1,255,000 | 1,678,000 |
| Noninterest income | 57,000 | 118,000 | 181,000 | 249,000 |
| Noninterest expense | 530,000 | 1,032,000 | 1,513,000 | 2,121,000 |
| Provision for loan losses | 0 | -8,000 | -3,000 | -22,000 |
| Pretax income | -62,000 | -50,000 | -59,000 | -156,000 |
| Income tax | 0 | 0 | 0 | -186,000 |
| Net income | -62,000 | -50,000 | -59,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,611,000 | 9,624,000 | 9,615,000 | 9,704,000 |
| Total capital | 9,866,000 | 9,873,000 | 9,867,000 | 9,956,000 |
| Risk-weighted assets | 27,831,000 | 27,240,000 | 27,247,000 | 24,943,000 |