Call reports 2013
BANK OF BREWTON — 2013
What BANK OF BREWTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,466,000 | 56,505,000 | 54,903,000 | 53,052,000 |
| Total loans | 12,317,000 | 12,033,000 | 11,717,000 | 14,180,000 |
| Allowance for loan losses | 266,000 | 262,000 | 263,000 | 252,000 |
| Securities available for sale | 40,103,000 | 39,352,000 | 36,873,000 | 32,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,285,000 | 47,217,000 | 45,366,000 | 43,829,000 |
| Interest-bearing deposits | 37,921,000 | 34,566,000 | 32,027,000 | 29,883,000 |
| Noninterest-bearing deposits | 13,364,000 | 12,651,000 | 13,339,000 | 13,946,000 |
| Equity capital | 9,933,000 | 9,187,000 | 9,391,000 | 9,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 894,000 | 1,328,000 | 1,769,000 |
| Interest expense | 17,000 | 29,000 | 42,000 | 51,000 |
| Net interest income | 429,000 | 865,000 | 1,286,000 | 1,718,000 |
| Noninterest income | 64,000 | 128,000 | 208,000 | 282,000 |
| Noninterest expense | 452,000 | 925,000 | 1,406,000 | 2,085,000 |
| Provision for loan losses | -23,000 | -26,000 | -26,000 | -39,000 |
| Pretax income | 64,000 | 95,000 | 146,000 | 10,000 |
| Income tax | -24,000 | -21,000 | -15,000 | -182,000 |
| Net income | 88,000 | 116,000 | 161,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,570,000 | 9,599,000 | 9,636,000 | 9,674,000 |
| Total capital | 9,836,000 | 9,861,000 | 9,899,000 | 9,926,000 |
| Risk-weighted assets | 29,292,000 | 28,735,000 | 27,196,000 | 28,066,000 |