Call reports 2012
BANK OF BREWTON — 2012
What BANK OF BREWTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,533,000 | 59,105,000 | 57,953,000 | 56,015,000 |
| Total loans | 18,172,000 | 17,222,000 | 14,203,000 | 12,765,000 |
| Allowance for loan losses | 320,000 | 167,000 | 174,000 | 288,000 |
| Securities available for sale | 29,283,000 | 28,562,000 | 34,350,000 | 34,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,299,000 | 45,698,000 | 44,616,000 | 45,802,000 |
| Interest-bearing deposits | 33,263,000 | 34,271,000 | 31,426,000 | 32,701,000 |
| Noninterest-bearing deposits | 12,036,000 | 11,427,000 | 13,190,000 | 13,101,000 |
| Equity capital | 12,031,000 | 12,921,000 | 12,994,000 | 9,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,394,000 | 1,867,000 | 2,335,000 |
| Interest expense | 17,000 | 37,000 | 52,000 | 69,000 |
| Net interest income | 506,000 | 1,357,000 | 1,815,000 | 2,266,000 |
| Noninterest income | 58,000 | 115,000 | 174,000 | 240,000 |
| Noninterest expense | 488,000 | 1,053,000 | 1,521,000 | 2,200,000 |
| Provision for loan losses | -16,000 | -858,000 | -851,000 | -779,000 |
| Pretax income | 92,000 | 1,282,000 | 1,337,000 | 1,118,000 |
| Income tax | 17,000 | 334,000 | 412,000 | 268,000 |
| Net income | 75,000 | 948,000 | 925,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,681,000 | 12,536,000 | 12,513,000 | 9,481,000 |
| Total capital | 12,001,000 | 12,703,000 | 12,687,000 | 9,769,000 |
| Risk-weighted assets | 33,423,000 | 32,605,000 | 29,705,000 | 28,852,000 |