Call reports 2011
BANK OF BREWTON — 2011
What BANK OF BREWTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,991,000 | 56,685,000 | 53,857,000 | 53,541,000 |
| Total loans | 21,484,000 | 22,288,000 | 20,490,000 | 18,391,000 |
| Allowance for loan losses | 395,000 | 418,000 | 404,000 | 336,000 |
| Securities available for sale | 30,394,000 | 27,224,000 | 24,074,000 | 20,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,560,000 | 44,819,000 | 41,708,000 | 41,387,000 |
| Interest-bearing deposits | 34,363,000 | 33,556,000 | 30,564,000 | 31,345,000 |
| Noninterest-bearing deposits | 12,197,000 | 11,263,000 | 11,144,000 | 10,042,000 |
| Equity capital | 11,390,000 | 11,719,000 | 12,004,000 | 11,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,284,000 | 1,862,000 | 2,361,000 |
| Interest expense | 51,000 | 82,000 | 105,000 | 123,000 |
| Net interest income | 537,000 | 1,202,000 | 1,757,000 | 2,238,000 |
| Noninterest income | 71,000 | 142,000 | 208,000 | 266,000 |
| Noninterest expense | 499,000 | 995,000 | 1,449,000 | 2,127,000 |
| Provision for loan losses | 1,000 | -9,000 | -23,000 | -92,000 |
| Pretax income | 108,000 | 364,000 | 553,000 | 500,000 |
| Income tax | 7,000 | 65,000 | 89,000 | 13,000 |
| Net income | 101,000 | 299,000 | 464,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,273,000 | 11,445,000 | 11,611,000 | 11,605,000 |
| Total capital | 11,668,000 | 11,854,000 | 12,015,000 | 11,941,000 |
| Risk-weighted assets | 32,512,000 | 32,744,000 | 34,238,000 | 32,542,000 |