Call reports 2010
BANK OF BREWTON — 2010
What BANK OF BREWTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,228,000 | 64,189,000 | 61,372,000 | 55,639,000 |
| Total loans | 21,940,000 | 21,505,000 | 21,082,000 | 20,785,000 |
| Allowance for loan losses | 257,000 | 475,000 | 463,000 | 394,000 |
| Securities available for sale | 31,926,000 | 34,480,000 | 31,777,000 | 27,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,974,000 | 52,800,000 | 49,549,000 | 44,442,000 |
| Interest-bearing deposits | 40,939,000 | 41,334,000 | 37,329,000 | 34,247,000 |
| Noninterest-bearing deposits | 12,035,000 | 11,466,000 | 12,220,000 | 10,195,000 |
| Equity capital | 11,177,000 | 11,283,000 | 11,616,000 | 11,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,376,000 | 2,126,000 | 2,729,000 |
| Interest expense | 125,000 | 253,000 | 373,000 | 456,000 |
| Net interest income | 605,000 | 1,123,000 | 1,753,000 | 2,273,000 |
| Noninterest income | 69,000 | 150,000 | 234,000 | 319,000 |
| Noninterest expense | 469,000 | 908,000 | 1,391,000 | 2,077,000 |
| Provision for loan losses | 6,000 | 228,000 | 215,000 | 349,000 |
| Pretax income | 297,000 | 245,000 | 494,000 | 280,000 |
| Income tax | 76,000 | 30,000 | 78,000 | -46,000 |
| Net income | 221,000 | 215,000 | 416,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,100,000 | 11,056,000 | 11,257,000 | 11,167,000 |
| Total capital | 11,357,000 | 11,487,000 | 11,677,000 | 11,561,000 |
| Risk-weighted assets | 34,481,000 | 34,455,000 | 33,534,000 | 31,702,000 |