Call reports 2009
BANK OF BREWTON — 2009
What BANK OF BREWTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,892,000 | 65,267,000 | 60,766,000 | 57,650,000 |
| Total loans | 18,627,000 | 19,371,000 | 19,776,000 | 21,686,000 |
| Allowance for loan losses | 250,000 | 260,000 | 223,000 | 251,000 |
| Securities available for sale | 38,508,000 | 38,336,000 | 35,380,000 | 31,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,496,000 | 54,654,000 | 49,508,000 | 46,806,000 |
| Interest-bearing deposits | 44,420,000 | 43,399,000 | 38,884,000 | 35,906,000 |
| Noninterest-bearing deposits | 12,076,000 | 11,254,000 | 10,624,000 | 10,900,000 |
| Equity capital | 10,232,000 | 10,479,000 | 11,090,000 | 10,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,686,000 | 2,468,000 | 3,234,000 |
| Interest expense | 207,000 | 406,000 | 580,000 | 716,000 |
| Net interest income | 663,000 | 1,280,000 | 1,888,000 | 2,518,000 |
| Noninterest income | 73,000 | 145,000 | 220,000 | 296,000 |
| Noninterest expense | 459,000 | 939,000 | 1,481,000 | 2,181,000 |
| Provision for loan losses | -7,000 | 21,000 | -18,000 | 18,000 |
| Pretax income | 284,000 | 486,000 | 675,000 | 653,000 |
| Income tax | 75,000 | 115,000 | 149,000 | 104,000 |
| Net income | 209,000 | 371,000 | 526,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,613,000 | 10,738,000 | 10,894,000 | 10,880,000 |
| Total capital | 10,863,000 | 10,998,000 | 11,117,000 | 11,131,000 |
| Risk-weighted assets | 32,981,000 | 32,432,000 | 32,516,000 | 33,463,000 |