Call reports 2008
BANK OF BREWTON — 2008
What BANK OF BREWTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,546,000 | 62,796,000 | 66,031,000 | 62,868,000 |
| Total loans | 19,691,000 | 18,778,000 | 18,863,000 | 18,859,000 |
| Allowance for loan losses | 293,000 | 290,000 | 259,000 | 254,000 |
| Securities available for sale | 35,829,000 | 37,095,000 | 37,354,000 | 39,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,981,000 | 51,851,000 | 55,408,000 | 52,159,000 |
| Interest-bearing deposits | 41,369,000 | 39,737,000 | 44,277,000 | 41,806,000 |
| Noninterest-bearing deposits | 11,612,000 | 12,114,000 | 11,131,000 | 10,353,000 |
| Equity capital | 9,963,000 | 9,528,000 | 9,486,000 | 10,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,874,000 | 2,791,000 | 3,702,000 |
| Interest expense | 250,000 | 468,000 | 678,000 | 892,000 |
| Net interest income | 706,000 | 1,406,000 | 2,113,000 | 2,810,000 |
| Noninterest income | 93,000 | 178,000 | 260,000 | 354,000 |
| Noninterest expense | 443,000 | 909,000 | 1,388,000 | 2,096,000 |
| Provision for loan losses | 4,000 | 1,000 | 44,000 | 44,000 |
| Pretax income | 357,000 | 679,000 | 947,000 | 1,033,000 |
| Income tax | 106,000 | 213,000 | 259,000 | 263,000 |
| Net income | 251,000 | 466,000 | 688,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,934,000 | 10,124,000 | 10,347,000 | 10,405,000 |
| Total capital | 10,227,000 | 10,414,000 | 10,606,000 | 10,659,000 |
| Risk-weighted assets | 32,644,000 | 32,513,000 | 33,127,000 | 32,224,000 |