Call reports 2007
BANK OF BREWTON — 2007
What BANK OF BREWTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,676,000 | 57,883,000 | 58,490,000 | 60,940,000 |
| Total loans | 19,486,000 | 19,765,000 | 18,544,000 | 19,038,000 |
| Allowance for loan losses | 280,000 | 284,000 | 275,000 | 290,000 |
| Securities available for sale | 34,917,000 | 34,645,000 | 35,005,000 | 34,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,612,000 | 48,486,000 | 48,131,000 | 50,335,000 |
| Interest-bearing deposits | 41,309,000 | 38,089,000 | 38,122,000 | 39,973,000 |
| Noninterest-bearing deposits | 11,303,000 | 10,397,000 | 10,009,000 | 10,363,000 |
| Equity capital | 9,083,000 | 9,062,000 | 9,513,000 | 9,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,919,000 | 2,842,000 | 3,758,000 |
| Interest expense | 291,000 | 569,000 | 836,000 | 1,109,000 |
| Net interest income | 674,000 | 1,350,000 | 2,006,000 | 2,649,000 |
| Noninterest income | 80,000 | 159,000 | 247,000 | 348,000 |
| Noninterest expense | 473,000 | 916,000 | 1,361,000 | 2,011,000 |
| Provision for loan losses | -10,000 | -7,000 | -17,000 | 26,000 |
| Pretax income | 291,000 | 600,000 | 909,000 | 960,000 |
| Income tax | 82,000 | 169,000 | 258,000 | 256,000 |
| Net income | 209,000 | 431,000 | 651,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,237,000 | 9,434,000 | 9,654,000 | 9,684,000 |
| Total capital | 9,517,000 | 9,718,000 | 9,929,000 | 9,974,000 |
| Risk-weighted assets | 31,735,000 | 31,394,000 | 30,402,000 | 31,538,000 |