Call reports 2006
BANK OF BREWTON — 2006
What BANK OF BREWTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,217,000 | 55,053,000 | 56,084,000 | 57,348,000 |
| Total loans | 21,062,000 | 20,961,000 | 20,608,000 | 20,917,000 |
| Allowance for loan losses | 271,000 | 272,000 | 281,000 | 281,000 |
| Securities available for sale | 31,218,000 | 30,841,000 | 31,418,000 | 31,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,844,000 | 46,621,000 | 46,650,000 | 48,325,000 |
| Interest-bearing deposits | 36,134,000 | 35,626,000 | 35,250,000 | 38,128,000 |
| Noninterest-bearing deposits | 11,710,000 | 10,995,000 | 11,400,000 | 10,197,000 |
| Equity capital | 8,119,000 | 8,170,000 | 8,743,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,713,000 | 2,594,000 | 3,482,000 |
| Interest expense | 172,000 | 362,000 | 591,000 | 861,000 |
| Net interest income | 680,000 | 1,351,000 | 2,003,000 | 2,621,000 |
| Noninterest income | 98,000 | 203,000 | 300,000 | 386,000 |
| Noninterest expense | 460,000 | 890,000 | 1,385,000 | 1,980,000 |
| Provision for loan losses | -1,000 | -1,000 | -3,000 | -4,000 |
| Pretax income | 319,000 | 665,000 | 921,000 | 1,031,000 |
| Income tax | 96,000 | 185,000 | 275,000 | 302,000 |
| Net income | 223,000 | 480,000 | 646,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,572,000 | 8,805,000 | 8,971,000 | 9,028,000 |
| Total capital | 8,843,000 | 9,077,000 | 9,252,000 | 9,309,000 |
| Risk-weighted assets | 31,361,000 | 31,088,000 | 30,676,000 | 31,467,000 |