Call reports 2004
BANK OF BREWTON — 2004
What BANK OF BREWTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,615,000 | 51,300,000 | 52,340,000 | 54,452,000 |
| Total loans | 20,298,000 | 20,086,000 | 19,768,000 | 18,933,000 |
| Allowance for loan losses | 268,000 | 297,000 | 300,000 | 251,000 |
| Securities available for sale | 24,024,000 | 24,994,000 | 21,313,000 | 29,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,547,000 | 43,377,000 | 44,158,000 | 46,407,000 |
| Interest-bearing deposits | 32,853,000 | 31,506,000 | 32,402,000 | 32,665,000 |
| Noninterest-bearing deposits | 12,694,000 | 11,871,000 | 11,756,000 | 13,742,000 |
| Equity capital | 7,852,000 | 7,664,000 | 7,988,000 | 7,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,287,000 | 1,929,000 | 2,629,000 |
| Interest expense | 92,000 | 184,000 | 282,000 | 391,000 |
| Net interest income | 572,000 | 1,103,000 | 1,647,000 | 2,238,000 |
| Noninterest income | 90,000 | 188,000 | 287,000 | 371,000 |
| Noninterest expense | 478,000 | 877,000 | 1,335,000 | 2,009,000 |
| Provision for loan losses | -9,000 | 24,000 | 24,000 | -18,000 |
| Pretax income | 195,000 | 393,000 | 588,000 | 631,000 |
| Income tax | 58,000 | 114,000 | 179,000 | 175,000 |
| Net income | 137,000 | 279,000 | 409,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,480,000 | 7,598,000 | 7,729,000 | 7,751,000 |
| Total capital | 7,748,000 | 7,895,000 | 8,029,000 | 8,002,000 |
| Risk-weighted assets | 28,839,000 | 28,548,000 | 28,612,000 | 28,186,000 |