Call reports 2003
BANK OF BREWTON — 2003
What BANK OF BREWTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,585,000 | 59,430,000 | 54,668,000 | 51,979,000 |
| Total loans | 22,658,000 | 22,643,000 | 20,609,000 | 20,505,000 |
| Allowance for loan losses | 270,000 | 292,000 | 259,000 | 274,000 |
| Securities available for sale | 31,285,000 | 25,847,000 | 24,195,000 | 22,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,845,000 | 46,091,000 | 46,569,000 | 44,002,000 |
| Interest-bearing deposits | 35,453,000 | 33,465,000 | 33,100,000 | 31,861,000 |
| Noninterest-bearing deposits | 11,392,000 | 12,626,000 | 13,469,000 | 12,141,000 |
| Equity capital | 12,339,000 | 12,819,000 | 7,856,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,620,000 | 2,345,000 | 3,034,000 |
| Interest expense | 146,000 | 270,000 | 379,000 | 476,000 |
| Net interest income | 681,000 | 1,350,000 | 1,966,000 | 2,558,000 |
| Noninterest income | 81,000 | 175,000 | 275,000 | 376,000 |
| Noninterest expense | 781,000 | 1,119,000 | 1,542,000 | 2,343,000 |
| Provision for loan losses | -5,000 | 12,000 | 15,000 | 121,000 |
| Pretax income | -14,000 | 516,000 | 809,000 | 635,000 |
| Income tax | 0 | 133,000 | 234,000 | 157,000 |
| Net income | -14,000 | 383,000 | 575,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,826,000 | 12,198,000 | 7,464,000 | 7,343,000 |
| Total capital | 12,096,000 | 12,490,000 | 7,723,000 | 7,617,000 |
| Risk-weighted assets | 31,199,000 | 30,747,000 | 29,461,000 | 28,839,000 |