Call reports 2002
BANK OF BREWTON — 2002
What BANK OF BREWTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,796,000 | 60,716,000 | 64,539,000 | 61,509,000 |
| Total loans | 20,807,000 | 21,053,000 | 21,323,000 | 21,852,000 |
| Allowance for loan losses | 333,000 | 290,000 | 274,000 | 267,000 |
| Securities available for sale | 31,165,000 | 30,027,000 | 32,251,000 | 30,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,746,000 | 47,795,000 | 50,938,000 | 47,992,000 |
| Interest-bearing deposits | 37,582,000 | 37,621,000 | 39,884,000 | 36,657,000 |
| Noninterest-bearing deposits | 10,164,000 | 10,174,000 | 11,053,000 | 11,335,000 |
| Equity capital | 11,611,000 | 12,085,000 | 12,501,000 | 12,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,853,000 | 2,730,000 | 3,548,000 |
| Interest expense | 209,000 | 420,000 | 640,000 | 831,000 |
| Net interest income | 740,000 | 1,433,000 | 2,090,000 | 2,717,000 |
| Noninterest income | 67,000 | 146,000 | 224,000 | 309,000 |
| Noninterest expense | 405,000 | 794,000 | 1,207,000 | 1,907,000 |
| Provision for loan losses | -2,000 | -121,000 | -149,000 | -126,000 |
| Pretax income | 420,000 | 934,000 | 1,284,000 | 1,286,000 |
| Income tax | 0 | 316,000 | 445,000 | 412,000 |
| Net income | 420,000 | 618,000 | 839,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,435,000 | 11,609,000 | 11,830,000 | 11,840,000 |
| Total capital | 11,768,000 | 11,899,000 | 12,104,000 | 12,107,000 |
| Risk-weighted assets | 31,913,000 | 31,604,000 | 32,357,000 | 33,539,000 |