Call reports 2001
BANK OF BREWTON — 2001
What BANK OF BREWTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,368,000 | 56,006,000 | 59,192,000 | 56,386,000 |
| Total loans | 19,231,000 | 19,657,000 | 20,064,000 | 20,722,000 |
| Allowance for loan losses | 490,000 | 690,000 | 369,000 | 324,000 |
| Securities available for sale | 30,941,000 | 30,802,000 | 30,868,000 | 29,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,938,000 | 43,996,000 | 46,738,000 | 44,255,000 |
| Interest-bearing deposits | 34,131,000 | 34,687,000 | 36,820,000 | 34,455,000 |
| Noninterest-bearing deposits | 8,807,000 | 9,309,000 | 9,918,000 | 9,800,000 |
| Equity capital | 11,397,000 | 11,468,000 | 11,638,000 | 11,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,051,000 | 3,047,000 | 4,028,000 |
| Interest expense | 364,000 | 713,000 | 1,047,000 | 1,293,000 |
| Net interest income | 662,000 | 1,338,000 | 2,000,000 | 2,735,000 |
| Noninterest income | 62,000 | 128,000 | 195,000 | 266,000 |
| Noninterest expense | 367,000 | 753,000 | 1,123,000 | 1,734,000 |
| Provision for loan losses | 141,000 | 360,000 | 711,000 | 759,000 |
| Pretax income | 222,000 | 379,000 | 427,000 | 576,000 |
| Income tax | 16,000 | -12,000 | 121,000 | 166,000 |
| Net income | 206,000 | 391,000 | 306,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,860,000 | 11,021,000 | 10,936,000 | 11,015,000 |
| Total capital | 11,234,000 | 11,398,000 | 11,305,000 | 11,339,000 |
| Risk-weighted assets | 29,670,000 | 29,884,000 | 31,059,000 | 31,547,000 |