Call reports 2003
FIRST GEORGIA BANK — 2003
What FIRST GEORGIA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 281,348,000 |
| Total loans | 222,119,000 |
| Allowance for loan losses | 2,969,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 22,819,000 |
| Trading assets | 0 |
| Total deposits | 256,044,000 |
| Interest-bearing deposits | 238,924,000 |
| Noninterest-bearing deposits | 17,120,000 |
| Equity capital | 21,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 3,487,000 |
| Interest expense | 1,464,000 |
| Net interest income | 2,023,000 |
| Noninterest income | 943,000 |
| Noninterest expense | 2,699,000 |
| Provision for loan losses | 1,530,000 |
| Pretax income | -1,263,000 |
| Income tax | -453,000 |
| Net income | -810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 20,742,000 |
| Total capital | 23,235,000 |
| Risk-weighted assets | 198,946,000 |