Call reports 2002
FIRST GEORGIA BANK — 2002
What FIRST GEORGIA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 260,717,000 | 257,840,000 |
| Total loans | 215,110,000 | 216,623,000 |
| Allowance for loan losses | 2,241,000 | 2,990,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 25,851,000 | 27,251,000 |
| Trading assets | 0 | 0 |
| Total deposits | 226,143,000 | 225,088,000 |
| Interest-bearing deposits | 195,095,000 | 196,933,000 |
| Noninterest-bearing deposits | 31,048,000 | 28,155,000 |
| Equity capital | 22,824,000 | 22,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 12,273,000 | 16,266,000 |
| Interest expense | 4,994,000 | 6,492,000 |
| Net interest income | 7,279,000 | 9,774,000 |
| Noninterest income | 1,834,000 | 2,639,000 |
| Noninterest expense | 7,104,000 | 9,612,000 |
| Provision for loan losses | 90,000 | 870,000 |
| Pretax income | 1,919,000 | 1,931,000 |
| Income tax | 644,000 | 814,000 |
| Net income | 1,275,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 22,418,000 | 21,749,000 |
| Total capital | 24,659,000 | 24,194,000 |
| Risk-weighted assets | 198,015,000 | 195,116,000 |