Call reports 2025
AMERICAN CONTINENTAL BANK — 2025
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 362,729,000 | 359,199,000 | 373,519,000 | 378,189,000 |
| Total loans | 267,275,000 | 283,507,000 | 308,415,000 | 294,951,000 |
| Allowance for loan losses | 4,277,000 | 4,104,000 | 4,681,000 | 4,424,000 |
| Securities available for sale | 1,108,000 | 3,024,000 | 2,984,000 | 2,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,575,000 | 295,414,000 | 308,643,000 | 312,173,000 |
| Interest-bearing deposits | 273,341,000 | 274,433,000 | 285,559,000 | 288,465,000 |
| Noninterest-bearing deposits | 19,234,000 | 20,981,000 | 23,084,000 | 23,708,000 |
| Equity capital | 56,654,000 | 57,482,000 | 58,581,000 | 59,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,214,000 | 12,247,000 | 18,687,000 | 25,707,000 |
| Interest expense | 2,750,000 | 5,467,000 | 8,163,000 | 10,860,000 |
| Net interest income | 3,464,000 | 6,780,000 | 10,524,000 | 14,847,000 |
| Noninterest income | 436,000 | 723,000 | 1,452,000 | 1,730,000 |
| Noninterest expense | 2,387,000 | 4,696,000 | 7,078,000 | 9,429,000 |
| Provision for loan losses | 0 | 140,000 | 730,000 | 780,000 |
| Pretax income | 1,513,000 | 2,667,000 | 4,168,000 | 6,368,000 |
| Income tax | 423,000 | 743,000 | 1,162,000 | 1,754,000 |
| Net income | 1,090,000 | 1,924,000 | 3,006,000 | 4,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,634,000 | 56,580,000 | 57,559,000 | 58,799,000 |