Call reports 2023
AMERICAN CONTINENTAL BANK — 2023
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 341,116,000 | 357,412,000 | 345,406,000 | 350,626,000 |
| Total loans | 273,947,000 | 267,520,000 | 257,785,000 | 254,586,000 |
| Allowance for loan losses | 4,341,000 | 4,327,000 | 4,328,000 | 4,301,000 |
| Securities available for sale | 2,645,000 | 2,505,000 | 3,436,000 | 3,186,000 |
| Securities held to maturity | 4,984,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,439,000 | 293,264,000 | 279,872,000 | 285,861,000 |
| Interest-bearing deposits | 258,376,000 | 269,109,000 | 257,165,000 | 259,738,000 |
| Noninterest-bearing deposits | 21,064,000 | 24,155,000 | 22,707,000 | 26,123,000 |
| Equity capital | 48,546,000 | 49,741,000 | 51,081,000 | 51,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 11,061,000 | 16,981,000 | 22,998,000 |
| Interest expense | 1,889,000 | 4,119,000 | 6,630,000 | 9,341,000 |
| Net interest income | 3,436,000 | 6,942,000 | 10,351,000 | 13,657,000 |
| Noninterest income | 546,000 | 956,000 | 1,514,000 | 1,782,000 |
| Noninterest expense | 2,087,000 | 4,303,000 | 6,419,000 | 8,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,895,000 | 3,595,000 | 5,446,000 | 6,883,000 |
| Income tax | 535,000 | 1,014,000 | 1,536,000 | 1,944,000 |
| Net income | 1,360,000 | 2,581,000 | 3,910,000 | 4,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,897,000 | 48,202,000 | 49,569,000 | 50,126,000 |