Call reports 2022
AMERICAN CONTINENTAL BANK — 2022
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 337,513,000 | 324,449,000 | 325,856,000 | 339,087,000 |
| Total loans | 234,195,000 | 245,666,000 | 243,264,000 | 267,298,000 |
| Allowance for loan losses | 4,115,000 | 4,207,000 | 4,207,000 | 4,340,000 |
| Securities available for sale | 3,194,000 | 2,951,000 | 2,760,000 | 2,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,431,000 | 271,285,000 | 271,182,000 | 279,943,000 |
| Interest-bearing deposits | 247,307,000 | 240,341,000 | 246,520,000 | 259,257,000 |
| Noninterest-bearing deposits | 35,124,000 | 30,944,000 | 24,662,000 | 20,686,000 |
| Equity capital | 42,980,000 | 44,480,000 | 45,855,000 | 47,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,347,000 | 10,285,000 | 15,091,000 |
| Interest expense | 322,000 | 598,000 | 1,236,000 | 2,680,000 |
| Net interest income | 2,683,000 | 5,749,000 | 9,049,000 | 12,411,000 |
| Noninterest income | 976,000 | 1,851,000 | 2,496,000 | 2,900,000 |
| Noninterest expense | 1,918,000 | 3,672,000 | 5,666,000 | 7,492,000 |
| Provision for loan losses | 40,000 | 90,000 | 90,000 | 222,000 |
| Pretax income | 1,701,000 | 3,838,000 | 5,789,000 | 7,597,000 |
| Income tax | 477,000 | 1,077,000 | 1,626,000 | 2,134,000 |
| Net income | 1,224,000 | 2,761,000 | 4,163,000 | 5,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,429,000 | 42,810,000 | 44,151,000 | 45,519,000 |