Call reports 2021
AMERICAN CONTINENTAL BANK — 2021
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,579,000 | 331,329,000 | 329,488,000 | 336,086,000 |
| Total loans | 227,944,000 | 227,701,000 | 219,609,000 | 235,362,000 |
| Allowance for loan losses | 3,895,000 | 4,025,000 | 4,035,000 | 4,075,000 |
| Securities available for sale | 3,438,000 | 3,075,000 | 2,751,000 | 2,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,248,000 | 280,093,000 | 276,892,000 | 282,496,000 |
| Interest-bearing deposits | 240,965,000 | 249,062,000 | 244,907,000 | 250,789,000 |
| Noninterest-bearing deposits | 32,283,000 | 31,031,000 | 31,985,000 | 31,707,000 |
| Equity capital | 38,291,000 | 39,568,000 | 40,482,000 | 41,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 5,835,000 | 8,679,000 | 11,647,000 |
| Interest expense | 496,000 | 929,000 | 1,325,000 | 1,680,000 |
| Net interest income | 2,456,000 | 4,906,000 | 7,354,000 | 9,967,000 |
| Noninterest income | 1,568,000 | 2,749,000 | 3,350,000 | 5,064,000 |
| Noninterest expense | 1,908,000 | 3,610,000 | 5,355,000 | 7,183,000 |
| Provision for loan losses | 240,000 | 370,000 | 390,000 | 430,000 |
| Pretax income | 1,876,000 | 3,675,000 | 4,959,000 | 7,418,000 |
| Income tax | 535,000 | 1,047,000 | 1,410,000 | 2,110,000 |
| Net income | 1,341,000 | 2,628,000 | 3,549,000 | 5,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,310,000 | 38,451,000 | 39,352,000 | 40,323,000 |