Call reports 2020
AMERICAN CONTINENTAL BANK — 2020
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 264,230,000 | 291,509,000 | 299,231,000 | 306,107,000 |
| Total loans | 191,837,000 | 212,824,000 | 221,927,000 | 223,850,000 |
| Allowance for loan losses | 3,144,000 | 3,194,000 | 3,441,000 | 3,655,000 |
| Securities available for sale | 5,288,000 | 4,884,000 | 4,286,000 | 3,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,484,000 | 234,262,000 | 241,394,000 | 252,784,000 |
| Interest-bearing deposits | 210,046,000 | 212,550,000 | 217,763,000 | 222,839,000 |
| Noninterest-bearing deposits | 17,438,000 | 21,712,000 | 23,630,000 | 29,945,000 |
| Equity capital | 35,621,000 | 36,051,000 | 36,670,000 | 36,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,032,000 | 5,637,000 | 8,408,000 | 11,320,000 |
| Interest expense | 1,032,000 | 1,917,000 | 2,695,000 | 3,309,000 |
| Net interest income | 2,000,000 | 3,720,000 | 5,713,000 | 8,011,000 |
| Noninterest income | 146,000 | 286,000 | 821,000 | 1,230,000 |
| Noninterest expense | 1,404,000 | 2,817,000 | 4,216,000 | 5,825,000 |
| Provision for loan losses | 0 | 50,000 | 290,000 | 490,000 |
| Pretax income | 742,000 | 1,139,000 | 2,028,000 | 2,923,000 |
| Income tax | 211,000 | 321,000 | 574,000 | 831,000 |
| Net income | 531,000 | 818,000 | 1,454,000 | 2,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,200,000 | 35,507,000 | 36,043,000 | 36,292,000 |
| Total capital | 37,738,000 | 38,169,000 | 38,855,000 | 39,178,000 |
| Risk-weighted assets | 202,442,000 | 212,428,000 | 224,342,000 | 230,088,000 |