Call reports 2019
AMERICAN CONTINENTAL BANK — 2019
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 235,541,000 | 245,906,000 | 268,311,000 | 269,874,000 |
| Total loans | 192,595,000 | 196,290,000 | 200,048,000 | 199,178,000 |
| Allowance for loan losses | 3,118,000 | 3,174,000 | 3,174,000 | 3,184,000 |
| Securities available for sale | 14,931,000 | 12,308,000 | 11,599,000 | 7,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,871,000 | 209,520,000 | 232,130,000 | 233,511,000 |
| Interest-bearing deposits | 183,149,000 | 190,006,000 | 213,421,000 | 212,291,000 |
| Noninterest-bearing deposits | 17,722,000 | 19,513,000 | 18,709,000 | 21,220,000 |
| Equity capital | 33,116,000 | 34,067,000 | 34,902,000 | 35,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,295,000 | 9,507,000 | 12,696,000 |
| Interest expense | 825,000 | 1,769,000 | 2,844,000 | 3,962,000 |
| Net interest income | 2,286,000 | 4,526,000 | 6,663,000 | 8,734,000 |
| Noninterest income | 109,000 | 763,000 | 1,249,000 | 1,423,000 |
| Noninterest expense | 1,386,000 | 2,964,000 | 4,404,000 | 5,737,000 |
| Provision for loan losses | 20,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 989,000 | 2,250,000 | 3,433,000 | 4,345,000 |
| Income tax | 289,000 | 657,000 | 1,002,000 | 1,268,000 |
| Net income | 700,000 | 1,593,000 | 2,431,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,747,000 | 33,521,000 | 34,282,000 | 34,641,000 |
| Total capital | 35,264,000 | 36,092,000 | 36,935,000 | 37,289,000 |
| Risk-weighted assets | 200,720,000 | 205,032,000 | 211,682,000 | 211,259,000 |