Call reports 2018
AMERICAN CONTINENTAL BANK — 2018
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 203,414,000 | 202,006,000 | 219,486,000 | 229,812,000 |
| Total loans | 149,730,000 | 160,183,000 | 175,082,000 | 183,360,000 |
| Allowance for loan losses | 2,743,000 | 2,760,000 | 2,851,000 | 3,032,000 |
| Securities available for sale | 17,944,000 | 17,177,000 | 16,198,000 | 15,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,274,000 | 170,170,000 | 185,843,000 | 196,152,000 |
| Interest-bearing deposits | 151,809,000 | 149,095,000 | 166,481,000 | 175,320,000 |
| Noninterest-bearing deposits | 20,465,000 | 21,075,000 | 19,362,000 | 20,833,000 |
| Equity capital | 30,302,000 | 30,995,000 | 31,662,000 | 32,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,974,000 | 7,741,000 | 10,810,000 |
| Interest expense | 360,000 | 780,000 | 1,309,000 | 2,036,000 |
| Net interest income | 2,067,000 | 4,194,000 | 6,432,000 | 8,774,000 |
| Noninterest income | 113,000 | 371,000 | 601,000 | 1,096,000 |
| Noninterest expense | 1,355,000 | 2,740,000 | 4,156,000 | 5,538,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 265,000 |
| Pretax income | 826,000 | 1,826,000 | 2,788,000 | 4,068,000 |
| Income tax | 245,000 | 544,000 | 831,000 | 1,214,000 |
| Net income | 581,000 | 1,282,000 | 1,957,000 | 2,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,068,000 | 30,793,000 | 31,471,000 | 32,008,000 |
| Total capital | 32,029,000 | 32,872,000 | 33,726,000 | 34,407,000 |
| Risk-weighted assets | 156,115,000 | 165,663,000 | 179,809,000 | 191,254,000 |