Call reports 2016
AMERICAN CONTINENTAL BANK — 2016
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,073,000 | 201,359,000 | 206,234,000 | 213,336,000 |
| Total loans | 138,504,000 | 142,729,000 | 144,801,000 | 143,814,000 |
| Allowance for loan losses | 2,786,000 | 2,792,000 | 2,829,000 | 2,852,000 |
| Securities available for sale | 13,084,000 | 15,232,000 | 14,501,000 | 13,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,483,000 | 168,237,000 | 172,288,000 | 179,390,000 |
| Interest-bearing deposits | 146,906,000 | 149,567,000 | 150,857,000 | 152,329,000 |
| Noninterest-bearing deposits | 18,577,000 | 18,670,000 | 21,431,000 | 27,061,000 |
| Equity capital | 26,962,000 | 27,460,000 | 28,157,000 | 28,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,923,000 | 5,925,000 | 8,027,000 |
| Interest expense | 323,000 | 654,000 | 991,000 | 1,329,000 |
| Net interest income | 1,625,000 | 3,269,000 | 4,934,000 | 6,698,000 |
| Noninterest income | 252,000 | 485,000 | 964,000 | 1,096,000 |
| Noninterest expense | 1,122,000 | 2,203,000 | 3,228,000 | 4,434,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 755,000 | 1,551,000 | 2,640,000 | 3,330,000 |
| Income tax | 295,000 | 609,000 | 1,042,000 | 1,311,000 |
| Net income | 460,000 | 942,000 | 1,598,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,605,000 | 27,110,000 | 27,752,000 | 28,014,000 |
| Total capital | 28,408,000 | 28,931,000 | 29,668,000 | 29,915,000 |
| Risk-weighted assets | 143,274,000 | 144,703,000 | 152,342,000 | 151,131,000 |