Call reports 2015
AMERICAN CONTINENTAL BANK — 2015
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 198,372,000 | 201,532,000 | 206,386,000 | 198,612,000 |
| Total loans | 128,910,000 | 134,840,000 | 134,978,000 | 141,054,000 |
| Allowance for loan losses | 2,637,000 | 2,707,000 | 2,718,000 | 2,778,000 |
| Securities available for sale | 21,150,000 | 16,617,000 | 22,236,000 | 21,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,750,000 | 166,331,000 | 174,695,000 | 166,587,000 |
| Interest-bearing deposits | 144,521,000 | 145,651,000 | 153,708,000 | 148,057,000 |
| Noninterest-bearing deposits | 19,229,000 | 20,680,000 | 20,987,000 | 18,530,000 |
| Equity capital | 25,179,000 | 25,699,000 | 26,247,000 | 26,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,723,000 | 5,626,000 | 7,542,000 |
| Interest expense | 317,000 | 628,000 | 955,000 | 1,281,000 |
| Net interest income | 1,486,000 | 3,095,000 | 4,671,000 | 6,261,000 |
| Noninterest income | 77,000 | 473,000 | 833,000 | 1,215,000 |
| Noninterest expense | 1,045,000 | 2,086,000 | 3,105,000 | 4,251,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 165,000 |
| Pretax income | 518,000 | 1,407,000 | 2,324,000 | 3,060,000 |
| Income tax | 212,000 | 563,000 | 925,000 | 1,210,000 |
| Net income | 306,000 | 844,000 | 1,399,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,880,000 | 25,405,000 | 25,950,000 | 26,202,000 |
| Total capital | 26,529,000 | 27,172,000 | 27,684,000 | 28,029,000 |
| Risk-weighted assets | 130,932,000 | 140,380,000 | 137,716,000 | 145,184,000 |