Call reports 2014
AMERICAN CONTINENTAL BANK — 2014
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,862,000 | 192,225,000 | 193,705,000 | 198,850,000 |
| Total loans | 126,246,000 | 129,734,000 | 126,291,000 | 128,918,000 |
| Allowance for loan losses | 2,503,000 | 2,579,000 | 2,543,000 | 2,649,000 |
| Securities available for sale | 15,648,000 | 20,758,000 | 21,717,000 | 23,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,521,000 | 158,561,000 | 159,707,000 | 164,492,000 |
| Interest-bearing deposits | 127,867,000 | 145,064,000 | 145,143,000 | 146,310,000 |
| Noninterest-bearing deposits | 18,654,000 | 13,497,000 | 14,564,000 | 18,182,000 |
| Equity capital | 23,878,000 | 24,288,000 | 24,630,000 | 24,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,557,000 | 5,441,000 | 7,359,000 |
| Interest expense | 263,000 | 555,000 | 874,000 | 1,199,000 |
| Net interest income | 1,422,000 | 3,002,000 | 4,567,000 | 6,160,000 |
| Noninterest income | 235,000 | 437,000 | 562,000 | 875,000 |
| Noninterest expense | 983,000 | 2,005,000 | 3,088,000 | 4,314,000 |
| Provision for loan losses | 93,000 | 143,000 | 143,000 | 243,000 |
| Pretax income | 581,000 | 1,291,000 | 1,898,000 | 2,478,000 |
| Income tax | 212,000 | 485,000 | 734,000 | 971,000 |
| Net income | 369,000 | 806,000 | 1,164,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,665,000 | 24,105,000 | 24,466,000 | 24,663,000 |
| Total capital | 25,266,000 | 25,739,000 | 26,069,000 | 26,302,000 |
| Risk-weighted assets | 127,207,000 | 129,803,000 | 127,623,000 | 130,070,000 |