Call reports 2013
AMERICAN CONTINENTAL BANK — 2013
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,119,000 | 154,264,000 | 168,692,000 | 170,943,000 |
| Total loans | 108,520,000 | 120,989,000 | 123,976,000 | 122,197,000 |
| Allowance for loan losses | 2,260,000 | 2,366,000 | 2,369,000 | 2,403,000 |
| Securities available for sale | 18,512,000 | 16,283,000 | 14,723,000 | 13,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,161,000 | 132,750,000 | 142,381,000 | 142,863,000 |
| Interest-bearing deposits | 125,543,000 | 118,685,000 | 124,401,000 | 129,824,000 |
| Noninterest-bearing deposits | 13,618,000 | 14,065,000 | 17,980,000 | 13,039,000 |
| Equity capital | 20,504,000 | 20,647,000 | 20,875,000 | 23,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,283,000 | 5,023,000 | 6,741,000 |
| Interest expense | 267,000 | 527,000 | 790,000 | 1,069,000 |
| Net interest income | 1,370,000 | 2,756,000 | 4,233,000 | 5,672,000 |
| Noninterest income | 177,000 | 184,000 | 274,000 | 553,000 |
| Noninterest expense | 1,049,000 | 1,986,000 | 2,953,000 | 3,962,000 |
| Provision for loan losses | 70,000 | 170,000 | 255,000 | 385,000 |
| Pretax income | 428,000 | 784,000 | 1,299,000 | 1,878,000 |
| Income tax | 175,000 | 321,000 | 532,000 | 769,000 |
| Net income | 253,000 | 463,000 | 767,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,132,000 | 20,350,000 | 20,661,000 | 23,296,000 |
| Total capital | 21,550,000 | 21,896,000 | 22,252,000 | 24,863,000 |
| Risk-weighted assets | 112,598,000 | 122,857,000 | 126,466,000 | 124,492,000 |