Call reports 2012
AMERICAN CONTINENTAL BANK — 2012
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,589,000 | 143,856,000 | 144,543,000 | 153,189,000 |
| Total loans | 88,108,000 | 90,239,000 | 99,307,000 | 110,920,000 |
| Allowance for loan losses | 2,218,000 | 2,243,000 | 2,387,000 | 2,341,000 |
| Securities available for sale | 19,040,000 | 21,752,000 | 19,984,000 | 19,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,467,000 | 123,845,000 | 124,388,000 | 132,363,000 |
| Interest-bearing deposits | 103,387,000 | 111,691,000 | 113,742,000 | 116,647,000 |
| Noninterest-bearing deposits | 11,080,000 | 12,154,000 | 10,646,000 | 15,716,000 |
| Equity capital | 19,379,000 | 19,643,000 | 19,839,000 | 20,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,686,000 | 4,134,000 | 5,705,000 |
| Interest expense | 279,000 | 547,000 | 814,000 | 1,076,000 |
| Net interest income | 1,066,000 | 2,139,000 | 3,320,000 | 4,629,000 |
| Noninterest income | 289,000 | 456,000 | 710,000 | 881,000 |
| Noninterest expense | 956,000 | 1,787,000 | 2,740,000 | 3,867,000 |
| Provision for loan losses | 25,000 | 50,000 | 305,000 | 305,000 |
| Pretax income | 374,000 | 758,000 | 985,000 | 1,338,000 |
| Income tax | 153,000 | 310,000 | 403,000 | 298,000 |
| Net income | 221,000 | 448,000 | 582,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,106,000 | 19,338,000 | 19,478,000 | 19,873,000 |
| Total capital | 20,311,000 | 20,586,000 | 20,808,000 | 21,332,000 |
| Risk-weighted assets | 95,414,000 | 98,851,000 | 105,294,000 | 115,865,000 |