Call reports 2011
AMERICAN CONTINENTAL BANK — 2011
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,630,000 | 131,499,000 | 136,253,000 | 129,081,000 |
| Total loans | 95,563,000 | 90,767,000 | 86,270,000 | 88,985,000 |
| Allowance for loan losses | 3,018,000 | 2,398,000 | 2,094,000 | 2,230,000 |
| Securities available for sale | 13,929,000 | 19,972,000 | 16,594,000 | 17,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,968,000 | 112,310,000 | 115,001,000 | 108,530,000 |
| Interest-bearing deposits | 98,743,000 | 104,076,000 | 103,310,000 | 99,063,000 |
| Noninterest-bearing deposits | 7,225,000 | 8,234,000 | 11,691,000 | 9,467,000 |
| Equity capital | 18,646,000 | 18,755,000 | 18,965,000 | 19,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,651,000 | 3,981,000 | 5,318,000 |
| Interest expense | 350,000 | 674,000 | 983,000 | 1,269,000 |
| Net interest income | 995,000 | 1,977,000 | 2,998,000 | 4,049,000 |
| Noninterest income | 569,000 | 965,000 | 1,134,000 | 1,478,000 |
| Noninterest expense | 957,000 | 1,848,000 | 2,788,000 | 3,761,000 |
| Provision for loan losses | 200,000 | 565,000 | 565,000 | 745,000 |
| Pretax income | 407,000 | 529,000 | 779,000 | 1,021,000 |
| Income tax | 166,000 | 216,000 | 319,000 | 418,000 |
| Net income | 241,000 | 313,000 | 460,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,488,000 | 18,568,000 | 18,726,000 | 18,884,000 |
| Total capital | 19,711,000 | 19,770,000 | 19,908,000 | 20,090,000 |
| Risk-weighted assets | 95,995,000 | 94,958,000 | 93,662,000 | 95,472,000 |