Call reports 2009
AMERICAN CONTINENTAL BANK — 2009
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 142,067,000 | 134,773,000 | 135,573,000 | 137,256,000 |
| Total loans | 112,959,000 | 109,696,000 | 106,285,000 | 106,916,000 |
| Allowance for loan losses | 2,104,000 | 2,373,000 | 2,441,000 | 2,616,000 |
| Securities available for sale | 7,621,000 | 6,840,000 | 11,960,000 | 13,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,121,000 | 120,942,000 | 121,535,000 | 119,016,000 |
| Interest-bearing deposits | 122,253,000 | 114,183,000 | 114,119,000 | 110,761,000 |
| Noninterest-bearing deposits | 4,868,000 | 6,759,000 | 7,416,000 | 8,255,000 |
| Equity capital | 14,506,000 | 13,415,000 | 13,659,000 | 17,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,779,000 | 5,588,000 | 7,332,000 |
| Interest expense | 964,000 | 1,749,000 | 2,409,000 | 2,975,000 |
| Net interest income | 958,000 | 2,030,000 | 3,179,000 | 4,357,000 |
| Noninterest income | 78,000 | 162,000 | 217,000 | 130,000 |
| Noninterest expense | 881,000 | 1,838,000 | 2,792,000 | 3,774,000 |
| Provision for loan losses | 56,000 | 1,891,000 | 2,223,000 | 2,418,000 |
| Pretax income | 99,000 | -1,537,000 | -1,619,000 | -1,701,000 |
| Income tax | 41,000 | -487,000 | -445,000 | -445,000 |
| Net income | 58,000 | -1,050,000 | -1,174,000 | -1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,460,000 | 13,321,000 | 13,550,000 | 17,765,000 |
| Total capital | 15,911,000 | 14,691,000 | 14,955,000 | 19,163,000 |
| Risk-weighted assets | 115,371,000 | 108,519,000 | 111,294,000 | 110,532,000 |