Call reports 2007
AMERICAN CONTINENTAL BANK — 2007
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,937,000 | 116,703,000 | 118,151,000 | 115,079,000 |
| Total loans | 66,101,000 | 76,242,000 | 98,676,000 | 98,946,000 |
| Allowance for loan losses | 684,000 | 799,000 | 896,000 | 1,064,000 |
| Securities available for sale | 10,517,000 | 16,333,000 | 13,550,000 | 9,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,925,000 | 103,240,000 | 100,422,000 | 95,149,000 |
| Interest-bearing deposits | 87,173,000 | 98,641,000 | 95,981,000 | 90,509,000 |
| Noninterest-bearing deposits | 5,752,000 | 4,599,000 | 4,441,000 | 4,640,000 |
| Equity capital | 12,541,000 | 12,775,000 | 13,021,000 | 13,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,157,000 | 6,520,000 | 8,823,000 |
| Interest expense | 1,125,000 | 2,293,000 | 3,519,000 | 4,675,000 |
| Net interest income | 852,000 | 1,864,000 | 3,001,000 | 4,148,000 |
| Noninterest income | 94,000 | 298,000 | 402,000 | 553,000 |
| Noninterest expense | 660,000 | 1,385,000 | 2,164,000 | 2,887,000 |
| Provision for loan losses | 36,000 | 151,000 | 248,000 | 416,000 |
| Pretax income | 250,000 | 626,000 | 991,000 | 1,398,000 |
| Income tax | 23,000 | 176,000 | 325,000 | 492,000 |
| Net income | 227,000 | 450,000 | 666,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,554,000 | 12,783,000 | 13,004,000 | 13,262,000 |
| Total capital | 13,298,000 | 13,642,000 | 13,960,000 | 14,386,000 |
| Risk-weighted assets | 70,967,000 | 80,232,000 | 93,079,000 | 100,769,000 |