Call reports 2006
AMERICAN CONTINENTAL BANK — 2006
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,907,000 | 76,449,000 | 77,054,000 | 104,306,000 |
| Total loans | 50,638,000 | 52,499,000 | 59,678,000 | 54,542,000 |
| Allowance for loan losses | 539,000 | 554,000 | 622,000 | 648,000 |
| Securities available for sale | 5,464,000 | 5,312,000 | 5,262,000 | 5,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,307,000 | 64,533,000 | 64,653,000 | 91,277,000 |
| Interest-bearing deposits | 57,578,000 | 61,372,000 | 61,119,000 | 86,138,000 |
| Noninterest-bearing deposits | 2,730,000 | 3,161,000 | 3,534,000 | 5,139,000 |
| Equity capital | 11,207,000 | 11,520,000 | 11,881,000 | 12,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,538,000 | 4,100,000 | 5,829,000 |
| Interest expense | 503,000 | 1,085,000 | 1,740,000 | 2,606,000 |
| Net interest income | 666,000 | 1,453,000 | 2,360,000 | 3,223,000 |
| Noninterest income | 121,000 | 244,000 | 336,000 | 510,000 |
| Noninterest expense | 528,000 | 1,089,000 | 1,714,000 | 2,396,000 |
| Provision for loan losses | 20,000 | 35,000 | 103,000 | 129,000 |
| Pretax income | 239,000 | 573,000 | 879,000 | 1,208,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 239,000 | 572,000 | 878,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,317,000 | 11,650,000 | 11,956,000 | 12,302,000 |
| Total capital | 11,884,000 | 12,242,000 | 12,623,000 | 13,010,000 |
| Risk-weighted assets | 51,517,000 | 53,561,000 | 59,521,000 | 64,071,000 |