Call reports 2004
AMERICAN CONTINENTAL BANK — 2004
What AMERICAN CONTINENTAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,333,000 | 37,361,000 | 43,687,000 | 49,193,000 |
| Total loans | 9,058,000 | 20,203,000 | 25,852,000 | 32,815,000 |
| Allowance for loan losses | 87,000 | 124,000 | 260,000 | 313,000 |
| Securities available for sale | 5,069,000 | 6,721,000 | 6,681,000 | 6,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,009,000 | 30,388,000 | 36,732,000 | 42,360,000 |
| Interest-bearing deposits | 24,277,000 | 27,640,000 | 32,315,000 | 38,913,000 |
| Noninterest-bearing deposits | 2,732,000 | 2,748,000 | 4,417,000 | 3,447,000 |
| Equity capital | 7,215,000 | 6,832,000 | 6,704,000 | 6,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 533,000 | 976,000 | 1,593,000 |
| Interest expense | 102,000 | 225,000 | 368,000 | 584,000 |
| Net interest income | 100,000 | 308,000 | 608,000 | 1,009,000 |
| Noninterest income | 33,000 | 61,000 | 74,000 | 89,000 |
| Noninterest expense | 415,000 | 822,000 | 1,232,000 | 1,684,000 |
| Provision for loan losses | 37,000 | 74,000 | 210,000 | 263,000 |
| Pretax income | -319,000 | -527,000 | -760,000 | -849,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -319,000 | -528,000 | -761,000 | -850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,157,000 | 6,949,000 | 6,717,000 | 6,649,000 |
| Total capital | 7,252,000 | 7,089,000 | 7,000,000 | 6,985,000 |
| Risk-weighted assets | 15,402,000 | 24,458,000 | 31,132,000 | 34,481,000 |